Financial services
The Co-operative Bank + UserTesting
Learn how The Co-operative Bank trained 20 colleagues to run their own UserTesting studies—and grew savings account openings by 17%

These learnings didn't just improve individual journeys—they reshaped our culture, making human insight a core part of how we operate.
Katie Houghton
UX Research Manager, The Co-Operative Bank
About the company
The Co-operative Bank provides banking products and services to individuals and small and medium-sized businesses across the UK. Since introducing the UK's first customer-led Ethical Policy in 1992, the Bank has put customer values at the center of its business, shaping how it uses customers' money and supports social causes. In January 2025, The Co-operative Bank joined Coventry Building Society Group, one of the UK's largest mortgage lenders.

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Contact Sales- 20Colleagues trained to run independent UserTesting studies
- 17%Increase in Business Banking savings account openings
- 601%Increase in Help & Support category page visits
Insight at The Co-operative Bank was slow, centralized, and disconnected from the people making day-to-day decisions outside the UX Research team. That created a fundamental organizational gap:
- Decisions were made without real user evidence, because the small UX Research team couldn't be involved in every initiative
- Product teams waited on a small research function, creating bottlenecks and delays
- Opportunities to improve journeys were missed because insight arrived after decisions, not before
- Curiosity about customers existed across the organization, but access, skills, and confidence did not

Rather than growing the research team, The Co-operative Bank trained its wider UX team, HR function, and Business Readiness team to run their own UserTesting studies to democratize research access across the organization.
Newly trained colleagues used UserTesting to gather feedback on journeys across Business Banking, Retail, and Help & Support, from early-stage prototypes to live public-facing experiences. They tested navigation, content clarity, decision-making moments, and overall task success, watching real customers and colleagues interact with each journey in their own words.
The Co-operative Bank applied these learnings directly:
- Redesigned the Business Banking Savings hub based on customer testing
- Reshaped the retail instant-access hub to reduce friction
- Completely re-architected the Help & Support hierarchy using card sorts and tree tests
Designers began validating ideas earlier and more often. Product Owners shifted to evidence-based questioning. Cross-functional partners like HR and Business Readiness started using customer insight to shape their own strategies.
Twenty colleagues at The Co-operative Bank now run their own UserTesting studies independently. Decisions across squads became faster and more evidence-based, with teams aligning around the same real-time customer stories.
The redesigned Business Banking Savings hub delivered a 17% increase in account openings. The retail instant-access hub saw a 168% engagement uplift. The re-architected Help & Support experience cut bounce rates 11% while increasing category page visits 601%.
The organization now operates with a shared mindset: listening to customers is embedded, scalable, and central to how The Co-operative Bank delivers value.





